Personal Accidental Plan

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Personal Accidental Insurance

This policy offers compensation in case of death or bodily injury to the insured person, directly and solely as a result of an accident, by external, visible and violent means. The policy operates worldwide and is a 24 hours cover. Different coverages are available ranging from a restricted cover of Death only, to a comprehensive cover covering death, permanent disablements and temporary total disablements. Family Package cover is available to Individuals under Personal Accident Policy whereby the proposer, spouse and dependent children can be covered under a single policy with a 10% discount in premium. Group personal accident policies are also available for specified groups with a discount in premium depending upon the size of the group. 9. Two wheeler-The majority of people owning two wheeler vehicles are not renewing their vehicle insurance making them a serious hazard to be on the roads. According to estimates, in 2013, 14.38 million two wheelers were manufactured. Yet, almost a third of cars and more than two-thirds of two-wheelers on Indian roads do not have even the mandatory third-party liability insurance. A valid motor insurance policy is mandatory as per Indian laws and is as critical as wearing helmets and carrying the necessary vehicle documents. Not abiding by this rule is a serious offense.

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