Investment Solutions

Investment Solution Providers is leading full service investments firm providing the entire garnut of financial services. We provides a range of financial and advisory services including Wealth Management, Mutual funds, Postal Schemes, and Insurance- all of which are supported by powerful research teams. The firm's philosophy is entirely client centric, with a clear focus on providing long term value addition to clients, while maintaining the highest standard of excellence, ethics and professionalism. So forget all your worries about investing.

Types of Investment Plans

Life Insurance Investment Plans

Life insurance investment plans offer the policyholder both life cover plus the added advantage of a good investment plan. A life insurance policy is always taken keeping a future objective in mind and this objective could either be a long-term or a short-term objective, like buying a house, child's marriage and education or just building up a retirement corpus. Life insurance investment plans act as a 2 in one solution.

Unit Linked Investment Plans (ULIP)

Unit Linked Investment Plans or ULIP as commonly referred to are a type of life insurance plan wherein the money paid as premium by the policyholder is invested into the stock markets. Each and every ULIP has a different set of funds that they invest in, policyholders into these funds in the form of units which are based on the correlation of the fund value of the fund they are investing into and the premium they.
E.g., if Mustakeem is investing Rs. 10,000 into a Equity Fund which carries a Fund Value of Rs. 10, he would get 100 units of the Equity fund.

Such investment plans offer a higher but more volatile return as they are directly linked to the performance of the stock market. The higher the market grws the better the returns are and vice versa. ULIPs are better savings plan as they help build up corus at a faster rate than a traditional investment plan which have very low returns

Endowment Plan

Endowment plans are the traditional form of life insurance which offer a policyholder only a life cover with very low returns. Endowment plans are usually taken by policyholders who are looking for a savings plan but one which offers them guaranteed returns in lieu of a higher life cover.

Guaranteed Return Plan

These are savings plan which offer a guaranteed amount of money to a policyholder at the end of a specific policy terms. The policyholder needs to compare and know that the guarantee he gets here is specific to set of terms and conditions of the plans. These conditions could be either a

  • Highest NAV, which is usually in Unit Liked Investment Plan
  • Capital Guarantee, again offered by Unit Liked Investment Plan
  • Maturity Guarantee, offered by traditional endowment plans